First (I have to ask this) why did you wait for 10 months to ask for your money back?
And second, please don’t admit publicly that you have a big refund coming, because you don’t want people who know you, to hear that you gave Uncle Sam and Aunt IRiS an interest-free loan for 15-20 months.
They’ll think you’re nuts!
You can do better…
It’s How Much You KEEP, That Counts! Not how much you Make